Affordable Housing Commission Work Products

The Oxford Affordable Housing Commission is dedicated to addressing affordable housing needs in the City of Oxford. The commission was formed by the City of Oxford’s Board of Aldermen on June 15, 2021, and it is codified in the City of Oxford Ordinances at Section 22-197. The Commission is a successor to the Oxford Affordable Housing Executive Committee which was an ad hoc volunteer committee formed to begin to deliberately address affordable housing challenges in Oxford. By enshrining this objective in its ordinances, the City of Oxford has demonstrated a serious commitment to serving persons of all income levels in the City.


Emergency Housing

ARE YOU HOMELESS OR AT RISK OF BECOMING HOMELESS?
START HERE:

Communicare Project THRIVE

152 Highway 7 South, Oxford, MS 38655
communicarems.org/project-thrive1
662-816-2146

Referrals and resources for households facing homelessness or at risk of becoming homeless.


SHELTER & RENTAL ASSISTANCE

LOU Mercy Re-Entry Ministries, Inc.

P.O. BOX 2097, Oxford, MS 38655
loumercyreentryministries.com
662-380-0180

Shelter and re-entry support for individuals recently released from the criminal justice system.

Bolivar County Community Action Agency

810 E. Sunflower Road #120, Cleveland, MS 38732
bccaainc.org/community-service
662-846-1491

Rapid re-housing for homeless individuals. Including those in Lafayette County.

Mississippi United to End Homelessness (MUTEH)

Visit muteh.org for an online screening tool to identify if you are homeless and need housing, at risk of losing housing, and/or a homeless veteran.

SHELTER (OUTSIDE OF LAFAYETTE COUNTY)

Red Shield Lodge

527 Carnation St.
Tupelo, MS 38804
662-842-9222

Emergency shelter that offers meals and a safe place to sleep.

S.A.F.E Shelter

105 Clark Place, Tupelo, MS 38804
safeshelter.net
662-841-9138 / 800-527-7233

Shelter and counseling for survivors of domestic violence, sexual assault, and their children.

House of Grace

8535 Highway 51 North, Southaven, MS 38671
houseofgracedv.org
662-253-0252

Residential shelter and supportive services for survivors of domestic violence and their children.


Financial & Legal Assistance

DO YOU NEED FINANCIAL ASSISTANCE FOR RENT AND/OR UTILITIES?

Doors of Hope Transition Ministries

924 Van Buren Avenue, Oxford, MS 38655
doorsofhopeoxford.org
662-234-1100

Shelter and case managment for families with children.

Interfaith Compassion Ministry

1918 University Avenue, Oxford, MS 38655
662-236-3482 / 662-281-1002
Emergency financial assistance and assists the homeless.

LIFT, Inc.

181 Highway 6 East, Oxford, MS 38655
662-238-6222
Financial assistance with utility payments.

Mississippi Department of Human Services- Community Services

200 South Lamar Street, Jackson, MS, 39201
mdhs.ms.gov/community-services
800-421-0762 / 601-359-4768

Assistance to pay energy and water bills, as well as a weatherization assistance program.

Salvation Army

2649 West Oxford Loop, Oxford MS 38655
salvationarmyalm.org/oxford
662-236-2260

Financial assistance with utility payments.


DO YOU NEED LEGAL ASSISTANCE?

North Mississippi Rural Legal Services

5 CR 1014, Oxford, MS 38655
nmrls.com
662-234-2918 / 800-498-1804

Legal asistance including homeownership/real property, landlord/tenant, and public housing

University of Mississippi Housing Clinic

481 Chucky Mullins Drive, University, MS 38677
law.olemiss.edu/housing-clinic
662-915-3493

Legal assistance with eviction and foreclosure.


Affordable Rentals and Homeownership

AFFORDABLE RENTALS

Oxford Housing Authority

900 Molly Barr Road, Oxford, MS 38655
oxfordhousing.org
662-234-7524

Provides low-income, disasbled, and elderly individuals with subsidized housing.

Sigma LOU Group, LLC

P.O. Box 2097, Oxford, MS 38655
sigmalougroup.com
662-380-0180

Developing and providing multi-unit residential housing for the area workforce.

LOU-HOME, Inc.

2692 West Oxford Loop, Ste, 112, Oxford, MS 38655
louhome.org
662-607-4141

Credit counseling, homebuyer education, and fair housing workshops.

IS YOUR TENANT BEHIND ON RENT?

Mississippi United to End Homelessness (MUTEH)

Visit muteh.org for an online screening tool to see if your situation qualifies for assistance.

HOMEOWNERSHIP

Oxford Habitat for Humanity

P.O. Box 276, Oxford, MS 38655
oxfordmshabitat.org
662-607-6343

New construction and home repair for low-income homeowners.

Mississippi Home Corporation

735 Riverside Drive, Jackson, MS 39202
mshomecorp.com/programs
601-718-4642

Down payment assistance and specialized loans, including grant funds up to $6,000 to assist with mortgages for Mississippi certified public school teachers in select areas of the state.

USDA Single Family Housing Division

100 W. Capitol St. Suite 831, Jackson, MS 39269
rd.usda.gov/ms
601-965-4325

The Section 502 Direct Loan Program provides payment assistance to low- and very-low-in- come applicants in eligible rural areas, as well as no-money down mortgage loans to eligible low- and moderate-income homebuyers.

The Section 504 Home Repair program provides loans to very-low-income homebuyers to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

ARE YOU PREPARING TO BUY A HOME?

Ask your mortgage lender about programs through the Federal Housing Ad- ministration (FHA), U.S. Department of Agriculture (USDA), Veterans Affairs (VA), or the lender’s Community Reinvestment Act program to see if you qualify for down payment assistance, mortgage options with little to no down payment, reduced mortgage interest rates, and/or assistance with closing.


This series of guides was created by the Oxford Affordable Housing Commission to connect people to resources around housing, financial assistance and homeownership

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